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Our friendly and professional team of financial mentors are happy to provide both short term 

and long term financial advice and assistance.


We offer financial literacy education in all aspects of budgeting, managing money, banking

and cashflow monitoring. 


Our service is FREE for everyone.

It doesn’t matter where you come from - if you are local or international. 

Everything is discussed at PBS is confidential and always non-judgemental.

Our appointments are available in our head office at Wood Street, Papakura,

where we provide budgeting advice and financial mentoring services 

during the day: Monday to Friday 10am to 5pm,

two evenings each week: Tuesday and Wednesday 5pm to 7pm, 

as well as Saturday morning appointments 9am until 1pm.

PBS has been providing professional budgeting advice in our

local community and in surrounding districts since 1974.


Here at PBS, we recognise each client is an individual with their own unique needs, therefore,

we offer flexible hours to ensure work commitments/travel costs are never an obstacle for our client families.




Where  to find PBS

Our offices are located inside the Old Central School building at 57 Wood Street Papakura.
Please see the map below




Our Client's Stories

Tara, 26


"I have found budgeting at Papakura Budgeting Service has lifted a whole weight off my shoulders. I have had such good help and advice. I will recomend this service to all my friends and family who have financial problems.." 

Sue, 40

Conifer Grove

"I am very happy with the way I was treated at PBS. The first week, I was so unsure when I first arrived. But by the time I left, I knew I had made a good choice to come here. Thank you very much to the team - they have done a truly outstanding job for me and my family.."

Donna, 44

Wattle Downs

"Before I came in today, I felt like I was awaiting a death sentence. How wrong I was. Staff were kind and friendly and made me feel comfortable. You have cleared a path for me to walk on again.."


Greg + Pauline,


"It takes a lot to change one's mind-set and finally get it right. We were the type of family that had no budget in place - money went out as fast as it came in. It has been a struggle to break a habit that has been formed over many years. We are finally working within a budget that the team at PBS has put into place, and it feels great. This has been an educational journey and I would like to say thank you from the bottom of our hearts. We now have our lives back. We could not have done this without the help of the team at Papakura Budgeting Service.."

William, 36


"Today I felt really worried coming into see a budgeter - as it was my first time asking for help. However my adviser was so honest, and helpful, and made me feel very comfortable. I now feel like my issues are going to be resolved in the near future with this service's help.."

Nancy, 35


"My first appointment today went really well. For the first time I now know what financial position I am in. I am happy that my budgeting adviser can see that it is possible for me to get back on track and I am willing to do my best to achieve this.."

PLEASE NOTE: For confidentiality purposes - the client names in this Client Stories section have been changed to protect the individual's identities. 


Papakura Budgeting Service is contracted by the Ministry of Social Development (Te Manatu Whakahiato Ora) for provision of Financial Mentoring Services and Money Mates Educational Programmes in the Papakura and Manurewa districts.  

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