


CHRISTMAS CLOSURE DATES

As we wrap up the year, we would like to extend a really heartfelt thank you to all of our wonderful clients, our supporters, our incredible funders, and all of our partnering community organisations.
From all of us at PBS, we wish you and your whanau a safe, happy, and restful Christmas and New Year.
Thank you once again for being part of our journey and we look forward to seeing you in 2026! ❤️
COMPREHENSIVE FINANCIAL MENTORING &
PROFESSIONAL BUDGETING ADVICE
Free, comprehensive, non judgmental, fully independent financial mentoring and professional budgeting advice.
PBS has been successfully operating in Papakura since 1974.
With our proven knowledge, our team's exceptional professional skills and our extensive experience gained over our 50+ year history of working in Papakura, PBS truly are the experts in the field.
We're also proud to be named the "Top Rated" budgeting service in NZ via Google!
Our friendly and professionally skilled team of Financial Mentors provide both short term and long term financial advice, mentoring, education and assistance covering all aspects of budgeting, education, saving, mortgages, KiwiSaver assistance, dealing with complex debts, negotiation, banking and managing your money.
From dealing with debt, to empowering you towards future financial success, our team of financial mentor experts are here and looking forward to working alongside you.
OUR SERVICE IS FREE FOR EVERYONE
We provide a relaxed, friendly and non-judgmental environment for each and every one of our clients.
Everything discussed at PBS is confidential.
Our appointments are conducted in our beautiful office space at 59R Wood Street, Papakura.
APPOINTMENT BOOKING PROCESS
To make an appointment with one of our financial mentors, we ask all of our new
clients to first provide us with all of the following documentation so that we can correctly and accurately assess your financial position:
BANK STATEMENTS
Up to date bank statements (3-month statements for all active bank accounts that you have)
INCOME STATEMENTS
Statements of all income you are receiving (wage slips/IRD/full benefit breakdown etc.)
DETAILS OF ALL OUTGOING EXPENDITURE AND DEBT
This includes rent/mortgage statements, official copies of all bills/debts/loans that are either being paid or that are needing to be paid (with balances/amounts owing for each).
- We need to see statements for anything that you are paying,
or anything that you are needing to pay.
IDENTIFICATION
One form of photo ID
Once you have gathered all of these items together, you can either email them
through to info@papakurabudgeting.co.nz or you are welcome to drop the
physical copies to our office between the hours of 10am to 4pm Monday to Friday.
We will then prepare your file and schedule your first appointment with one of
our financial mentors.
Please note: A verified Budget Worksheet/Debt Schedule are not complete,
finalised or issued at the first appointment. This generally takes 2-3 appointments.

HOURS OF OPERATION
MONDAY TO FRIDAY
10am to 5pm
EVENING APPOINTMENTS AVAILABLE MONDAY TO FRIDAY
(by request and subject to availability)
5pm - 8pm
SATURDAY APPOINTMENTS
(by request and subject to availability)
9am - 5pm
Our evening/Saturday appointments are conducted at our office, or via Zoom.